Our objective is to provide the investor with a set of alternative stock investing strategies that are primarily focused on common stock dividends. In our opinion, the return on shareholders capital that is earned by the company accrues for the benefit of the owners of the company—its shareholders; and at least a portion of that income should be returned to them. In addition, dividends tend to reflect management’s optimism about future revenue, cash flow and earnings of the company.

The Dividend Growth Strategy seeks to create a growing stream of income utilizing the stocks of large financially strong companies who have a record of consistently raising their dividend over a long period of time. If you are a conservative investor or if you are an aggressive investor who realizes the need for a portion of your portfolio to be invested in a conservative strategy that still provides above average performance, this strategy can serve you well. It is particularly well suited for retirement plans, 401k plans, investing for college and funds over which you have fiduciary responsibility.

The High Yield Strategy can be utilized as a substitute for all or a portion of an investor’s bond holdings employing stocks or convertible stocks and bonds that yield at least 85% of the long term Treasury bond. This has the affect of maintaining an attractive level of yield but providing the additional upside of equity. We should note that this strategy carries more risk than the Dividend Growth Strategy.

The Aggressive Growth Strategy is very similar to the Dividend Growth Strategy; that is, the objective is to invest in a growing stream of dividends (1) in companies that meet higher financial hurdles, such as return of equity, earnings growth rate, debt to equity ratio, than those in the Dividend Growth Strategy but (2) whose stocks provide a lower yield and have historically been more volatile than those in the Dividend Growth Strategy.

In addition to telling who we are, and what our investment philosophy is, we should also tell you what it and we are not. (1) You will find that there are no stocks traded on foreign exchanges in our universe. We focus solely on U.S. traded stocks. (2) We are not traders and this not a trading strategy. There are times we will go an entire year without making a trade. This is partially because numerous studies that suggest that trading costs are extraordinarily expensive and can dramatically impact portfolio performance negatively. While we do know a few professional investors who have outperformed the market consistently following a trading strategy, their objectives are different than ours. Further there are very, very few of them and--we promise—those that have been successful are not going to tell either you or us what they are doing and certainly not a the time when they are doing it. (3) We do not invest in stocks that don’t pay a dividend.